Our System Helps You Attract, Educate And Earn New Business Solving America's #1 Financial Problem: Debt!

We want all of our advisors to be happy with our SMART Advisor Tools. In the event you aren't happy we want it to be easy for you to cancel. Please contact Rick Bennight if you have any questions or issues.

Direct Phone: (303) 991-0712

Join today!

Disclosures & Purchase Acknowledgement

The initial $599 charge is to purchase 50 copies of the Debt Free 4 Life™ books; this purchase is final and no refunds can be requested.
You do not pay the $197 monthly fee for access to the Debt Free 4 Life™ report generating software and the training membership site upon your initial purchase of the 50 books. You are given this 30-day trial period to get familiar with the report generating software and the training membership site. You may cancel at any time prior to the next billing which occurs 30 days after the initial non-refundable book purchase.
You will be billed 30-days after your initial purchase of the non-refundable 50 books.

At that time, you will begin being charged a MONTHLY recurring charge of $197 per month.
You will be charged to the credit card used in your initial purchase every month that you choose to remain active with the Debt Free 4 Life™ report generating software and the training membership site.

This subscription to Debt Free 4 Life™ report generating software and the training membership site is MONTHLY and may be canceled by any of the following methods:


Direct Cell Access to Lesli Yingling, subscription manager: 814-624-9767

Toll Free Access (corporate): 1-800-499-0979

Online at in my account > Subscription section.

Cancellations cannot be made retroactively but the next payment cycle will terminate immediately upon your notice.

All payments must be made by credit card. We do not accept any other form of payment.

Subscribers MAY NOT Charge a FEE of ANY KIND for the DF4L™ Debt Report - Doing So will IMMEDIATELY TERMINATE Your Subscription. Violators will be banned from software use in perpetuity.

**We respect your privacy and information.

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One Year Agreement


$599 Today + $197/mo

*$599 initial investment includes 50 personally branded DF4L™ Books. Membership is $197/mo beginning 30 days after purchase.

Here's what you'll learn...

How a 4% fixed rate 30-year mortgage has an initial effective interest cost of 69%.

How the average American is likely losing 30% or more of their monthly payments to paying only interest and how to stop that.

How the Debt Free 4 Life™ snowball approach to debt elimination out performs so-called "banking" sales systems and why Debt Free 4 Life™ is superior, more effective, and is the ultimate communication system from you to your new Debt Free 4 Life™ clients.

When you become a Debt Free 4 Life™ advisor, you'll learn how to run a very profitable niche financial business solving America's Number #1 Finanical Problem: Debt!

You'll attract interested and motivated prospects.
You'll educate them on the real problem: their effect interest cost!
And you'll earn new business helping hard working people become Debt Free 4 Life™.